Wealth built on independence.
Advice free from conflict.
Potomac Wealth Management is a fee-only registered investment advisory firm serving high-net-worth individuals, families, and businesses nationwide — with decades of experience and a fiduciary commitment to your best interests.
Financial planning for long-term clarity.
Based in Great Falls, Virginia, Potomac Wealth Management LLC is an independent, fee-only registered investment advisory firm serving high-net-worth individuals, families, and businesses across the United States.
As fiduciaries, we are legally and ethically bound to act solely in our clients' best interests. Our independent structure means we operate without the sales pressures or product incentives common at banks and brokerage firms — providing objective, conflict-free advice focused entirely on your long-term financial success.
Comprehensive wealth management solutions.
Personal Wealth Management
Comprehensive financial planning and portfolio management for individuals. Our steady-as-she-goes philosophy creates enduring, low-cost, and well-balanced portfolios across a variety of asset classes — helping clients stay the course through all market conditions.
Business Retirement Plans
We design and manage cost-effective retirement plans benefiting both entities and employees. We act as §3(38) or §3(21) fiduciaries and specialize in passively managed funds to lower administration costs and maximize participant outcomes.
Financial Planning
Holistic financial plans aligned with your goals, resources, and risk tolerance. From retirement planning and estate strategy to tax-efficient investing — we build a roadmap for your financial future.
Institutional Portfolio Management
Portfolio management for businesses and institutions, drawing on decades of experience with high-net-worth and institutional clients. We also offer educational seminars and workshops on investments and retirement planning.
We're not your typical financial advisor.
The Typical Advisor
- Focus on products and commissions
- Generic, one-size-fits-all planning
- Conflicts of interest with product sales
- Sales pressure from parent companies
- Opaque fee structures
- Not always a fiduciary
- Reactive, not proactive
The Potomac Approach
- 100% fee-only — zero commissions
- Customized plans for each client
- Fiduciary duty — legally bound to your interests
- Fully independent — no institutional pressure
- Transparent, straightforward fees
- Fiduciary in all client relationships
- Proactive, long-term partnership
Decades of experience. A fiduciary commitment.
Kurt E. Laubinger
President & Founder
Kurt E. Laubinger is the Principal Officer and Founder of Potomac Wealth Management, LLC. He has been a professional investor since 1983 and has been assisting high-net-worth individuals and institutional clients with the design, implementation, and management of their financial assets for over thirty years. He holds a BS degree in Business Administration from Old Dominion University and has received post-graduate training in personal trust, estate planning, and employee benefits from the Cannon Trust School in Athens, Georgia. Kurt has been a speaker at National Conferences on topics related to investments and retirement planning and is cited in national industry publications. He has written extensively on retirement planning and is published in newsletters and on the web.
Miles Laubinger, CFA
Chief Investment Officer
Before joining Potomac Wealth Management LLC, Miles spent seven years at Dimensional Fund Advisors, most recently serving as an Investment Strategist in their London office. In this role, he supported some of Dimensional's largest global clients with portfolio construction and assessing changes to their asset allocations. Prior to his time at Dimensional, Miles was a Small Business Retirement Plan Consultant at Vanguard. Miles holds a Bachelor's degree from the University of South Carolina, where he majored in Finance and Risk Management/Insurance and competed in track and field. He also earned a Master's in Public Administration from the London School of Economics, graduating with distinction. He is a CFA Charterholder.
Three steps to financial clarity.
Schedule a Conversation.
Reach out to us for a no-obligation introductory call. We'll learn about your financial situation, goals, and what you're looking for in an advisor.
Build Your Plan.
We design a comprehensive, customized financial strategy aligned with your goals, resources, and risk tolerance — built around your life, not a generic template.
Achieve Long-Term Clarity.
With an ongoing advisory relationship, we implement, monitor, and adjust your plan as your life evolves — so you can focus on what matters most.
Common questions, answered.
Can't find what you're looking for? Reach out directly — we're happy to answer any questions about how we work.
Contact UsReady to take the next step?
We invite you to connect with us to learn more about how Potomac Wealth Management can support your financial goals and help you build a secure and successful future. There is no obligation — just a conversation.